Friday, November 24, 2017

Layaway Can Be A Girl’s Best Friend

November 8, 2011 by  
Filed under money, shopping

Over the weekend I did a little shopping at TJ Maxx.  Now, I am not a TJ Maxxinista like my mother.  But I occasionally grace their doors for some incredible sales to spruce up my overly corporate-ish wardrobe (hey, I’m working on it!).  Imagine my pleasant surprise to see layaway prominently advertised for the frugal […]

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Black Friday Getting More Ridiculous

November 6, 2011 by  
Filed under money, shopping

As if the feeding shopping frenzy that is Black Friday could get any worse.  Best Buy has decided to jump on the bandwagon and open up at midnight on Thanksgiving night for Black Friday shopping.  This comes on the heels of recent announcements by Target, Macy’s and Kohl’s.  Seriously? Writes the Wall Street Journal: Best […]

Cash (Not Credit) Rules Everything Around Me

December 10, 2010 by  
Filed under money, saving money, shopping

We finally got the memo!  Cash is king, and credit cards put us in debt.  The New York Times recently reported that consumers are using their cash purchasing power instead of relying on credit cards this holiday season.  I’m right there with them.  As we noted, Black Friday (or any shopping for that matter) may […]

Giving the Gift of Gift Cards…Hold Up a Minute

November 30, 2010 by  
Filed under money, shopping

Gift cards are my go-to gift for children, teenagers, brides, and mothers-to-be.  Even more so after reading that we spend over $57 billion a year on unwanted gifts.  I think I’ve received at least a couple million dollars worth. So giving the gift of gift cards seems like the best option, right?  Right.  But there […]

Black Friday Might Not Be For You…

November 25, 2010 by  
Filed under money, saving money, shopping

We were having a little fun on Twitter yesterday noting the many reasons why you should not partake in the Black Friday shopping orgy.  And while many observations were said in jest, it is a way of speaking the truth.  Many of these admonitions are based on our own personal failings, mistakes, and lessons learned.  […]

Check Your Mailbox for New Credit Card Rules and Fees

November 19, 2010 by  
Filed under money, saving money, shopping

Fortunately, I’m holding a zero balance on my store credit cards. So I was curious when I received mail from the World Financial Network National Bank and HSBC. Both mailings were similarly written to alert me about new rules on my credit card accounts. First up, late fees. According to my statements, late fees can […]

Remember Layaway?

October 5, 2010 by  
Filed under economy, money, saving money, shopping

Remember when you actually had to put your school clothes in layaway in July and August so you could have enough time to pay it off before school started in September?  There was no instant gratification back in the day.  If you wanted that new purse or new outfit, you had to put more than […]

Diamonds Are A Girl’s Best Friend

July 13, 2010 by  
Filed under shopping

I’ve always though diamonds were beautiful. But truth be told, I can’t tell the difference between diamonds and nicely cut glass. And I refuse to get my diamond advice from rappers bragging about how they are VVS studded. When the time does come for me to pick out that beautiful diamond ring, I’d like to […]

13 Tips for Savvy Consumers (aka How Not to Get Scammed)

March 31, 2010 by  
Filed under money, saving money, shopping

The Federal Government’s Consumer Action Handbook outlines 13 ways to keep from getting scammed: A deal that sounds too good to be true usually is! Be wary of promises to fix your credit problems, low-interest credit cards, deals that let you skip credit card payments, business/job opportunities, risk-free investments, and free travel. Extended warranties and […]

Last Minute Shopping? Don’t Lose Your Financial Head

December 21, 2009 by  
Filed under saving money, shopping

Last minute Christmas shopping is usually when all financial sense goes out of the window. If you’re still shopping for that perfect gift, keep the following advice and tips in mind: When in doubt, don’t buy it. Just get a gift card. Afrobella has some great gift ideas for natural sistas (t-shirts, hair products, etc.). […]

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