Friday, November 24, 2017

The Money Mom: I Am Thankful!

This past November we celebrated Thanksgiving. For many of us, we had turkey, dressing, pies, cakes, and family on our minds. And I was no exception. I love that time of the year because I get to take time off from work to be with my family. This is not always easy for me to […]

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Remember Layaway?

October 5, 2010 by  
Filed under economy, money, saving money, shopping

Remember when you actually had to put your school clothes in layaway in July and August so you could have enough time to pay it off before school started in September?  There was no instant gratification back in the day.  If you wanted that new purse or new outfit, you had to put more than […]

Understanding the Goldman Sachs Debacle

April 19, 2010 by  
Filed under economy, money

Last week, the Securities and Exchange Commission (SEC) announced a lawsuit against Goldman Sachs for civil fraud.  Wall Street and its practices are foreign to me.  I know I’m angry, but can’t quite put a finger on exactly why.  MSNBC’s Dylan Ratigan explains the SEC lawsuit in terms that I can understand: Put simply, here’s […]

Clothes Make the Woman

October 8, 2009 by  
Filed under economy, shopping, work

The economy doesn’t appear to be getting any better any time soon. We’ve all cut back. Life’s simple luxuries, such as my daily Starbucks fix and weekly hair appointments, have given way to free office coffee and stretching that hair appointment out another week.  The same applies for clothing.  No matter the circumstance you must […]

Children are Priceless, Raising Them Is Not

September 29, 2009 by  
Filed under economy, life

Time Magazine reports on a recent birth rate study detailing a 2 percent drop in 2008 of  U.S. birth rates, apparently the biggest drop in four decades.  Why?  Kids aren’t cheap and the economy has proven to be an effective contraceptive. Nancy Gibbs at Time reports: …a typical family will spend about $221,000 raising a […]

What’s Your (Career) Fallback Position?

September 28, 2009 by  
Filed under economy, job loss, work

Millions of Americans are jobless, and millions more fear they may soon join the ranks of the unemployed as well. Even workers who already have jobs may consider getting evening or weekend training and certification to prepare themselves for these “fallback careers” or “survival jobs”. These certificate programs at trade schools and community colleges may […]

Homeownership No Longer Building Black Middle Class

August 12, 2009 by  
Filed under economy, house and home

Kai Wright, writing in the liberal American Prospect, discusses home ownership as the foundation for black middle class and the imploding mortgage crisis’ effect on it, all told through the lens of his mother’s own foreclosure experience: For years, scholars have primarily turned to one of three measures to identify the middle class: occupation, income, […]

Personal Finance Roundup

July 2, 2009 by  
Filed under economy, money

Maximize Your Dollar at the Movies: Smart Money outlines 9 ways to save on movie tickets. Remember when tickets were only $5? And it doesn’t even begin to cover popcorn and drinks. And is it me, or are the small drinks humongous already? Now we’re back to clipping coupons (remember the Entertainment Book?) and looking […]

Applying for a Credit Card? Some Points to Ponder

May 13, 2009 by  
Filed under economy, money

Credit cards can seem -to some – an answer to their prayers. But the truth is, if you can’t manage your personal finances to begin with, credit cards will get you into greater debt and cause more problems than they solve. A few points on credit card debt: Credit card debt has increased significantly in […]

Noteworthy

May 11, 2009 by  
Filed under economy

The Check is in the Mail: Beginning today, it will cost 44 cents to mail a letter.  This begs the question, how much longer until mail service becomes obsolete.  CNN reports: First-class mail will now cost 44 cents for the first ounce. Large envelopes cost twice that, 88 cents. Mailing a postcard will cost 28 […]

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